Underwriting review with policy-bound agents.
Assist underwriters with governed retrieval over submission documents, rating manuals, and exclusion rules — every recommendation requires human sign-off before quote generation.
Underwriting Review Agent
NeuroCluster runtime
Queue
Document review
Draft + cite
Review assist
Approval-gated
Quote export
Required
Citations
The challenge
Underwriters spend hours cross-referencing submissions against evolving manuals. Ad-hoc LLM use creates inconsistent decisions and no defensible audit trail for pricing disputes.
How it works
An agent retrieves relevant policy sections and prior decisions, drafts a structured review memo with citations, and blocks quote export until an underwriter approves.
Outcomes
- Consistent citation to source policy documents
- Human approval before pricing actions
- Audit trail for EU AI Act high-risk workflow review
Capabilities
Governed RAG
Retrieval scoped by product line and data classification.
Review memos
Structured drafts with source citations for underwriter edit.
Pricing gates
Export blocked until HITL approval recorded.
Workflow
- 1
Submit
Ingest submission documents and applicant data.
- 2
Analyze
Agent drafts review memo with policy citations.
- 3
Approve
Underwriter edits, approves, and releases quote.
Platform stack
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